At the Academy of Life Planning, we believe that the so-called "advice gap" isn’t what the financial industry makes it out to be. While the industry talks about a "gap" in retirement savings, protection, and investments, what they often mean is the lack of opportunities to sell more products. When they refer to “advice,” what they really mean is selling you something. And when they claim there's an "advice gap," it simply means they aren't reaching 92% of the population with their products. We see things very differently.
Instead of treating people as product opportunities, Planning My Life is designed to empower individuals to grow their wealth in a more sustainable and meaningful way—by focusing on human capital development. For less than the cost of a weekly latte, we guide clients through a journey of self-discovery, helping them identify what they’re good at, what they love, what the world needs, and what people will pay for. By leveraging entrepreneurial opportunities, we create a pathway to a thriving, long-term livelihood—one that far outpaces the traditional financial capital strategies the industry promotes.
Beyond Financial Capital: A Holistic View of Wealth
Our approach is built on the principle that true wealth is more than just money in the bank. We view wealth holistically, as a balance of physical, mental, emotional, spiritual, and financial well-being. Financial capital (your savings) is important, but so is human capital—your future earning potential, skills, mindset, and connections. When planning for a secure and fulfilling future, it’s not just about how much money you have saved, but how you can continue to create value and meaning in your life.
The financial industry has a glaring blind spot when it comes to human capital. They focus solely on your financial assets, ignoring the crucial role of know-how, character, vitality, and connections. At Planning My Life, we make these aspects a priority, particularly for households earning less than £35,000 a year. Our goal is to show them how to increase their income and move toward financial security.
A Journey from Security to Freedom
Our process begins with education—turning hardship into wisdom. From there, we focus on human capital development, managing expenditure, paying off debt, building emergency savings, and protecting earnings. Only once this foundation is secure do we guide clients on the path from financial security to freedom, through long-term savings, investments, and, eventually, succession planning for their legacy.
Self-Directed Financial Empowerment
We don’t see the British population as a nation of delegators when it comes to finances. Rather, we see a nation ready to take control of their financial futures—when given the right support. Planning My Life empowers 90% of people to manage their own finances 90% of the time, with our guidance always available when needed. We are here to activate and empower, not to sell.
A Professional Vision for Holistic Wealth Planners
Our vision is to cultivate a profession of holistic wealth planners who see beyond just financial capital. Our approach automatically includes social and environmental returns on investment, without needing to shout about it. We believe this is the future of financial planning—one where wealth is measured not just in pounds and pence, but in the quality of life and well-being it supports.
At the heart of our mission is the belief that people deserve better than a one-size-fits-all product approach. Planning My Life is about giving people the tools, knowledge, and confidence to build their own financial security, freedom, and legacy. This is how we see the future of financial planning—by empowering individuals to be their own financial planners, with holistic support that grows with them through every stage of life.
Planning My Life: Empowering You to Take Control of Your Future
Planning My Life is a revolutionary service designed to put you in the driver’s seat of your own life, finances, and future. By using an advanced AI Life Planner, we help you create a personalised plan that brings clarity, direction, and a real sense of empowerment. Whether you're setting life goals, managing your finances, or planning for the future, Planning My Life gives you the tools you need to take control.
Our mission is simple: to make financial planning and personal growth accessible to everyone. We believe these vital aspects of life shouldn’t be reserved for a few, nor should they be complex or difficult to understand. That’s why we’ve created a service that’s transparent, easy to use, and puts you firmly in charge. You’ll be able to control your own data, make decisions about your assets, and reduce reliance on traditional financial institutions.
For just £19 a month, Planning My Life provides you with everything you need to get started on your journey to financial and personal success. As a member, you’ll have access to a wealth of resources, including a library of tools, assessments, videos, and a community of like-minded individuals all on a similar journey. On top of that, we offer unlimited email Q&A support from experts, including insights from Steve Conley, a highly respected figure in the financial industry.
At the heart of Planning My Life are six core values: empowerment, integrity, innovation, community, personal growth, and decentralisation. These values shape everything we do, from how we support our members to the way we make decisions about the future of our service. We believe that by placing the power back into the hands of individuals, we can not only improve lives but also contribute to broader humanitarian goals, including the fight against world poverty.
What sets Planning My Life apart is the genuine value we offer. There are no gimmicks or hidden fees—just immediate access to a service that’s designed to help you succeed. We’re here to make financial planning easy, empowering, and, most importantly, transformative. It’s not just about managing money; it’s about creating a life you can feel proud of.
More than just a business, Planning My Life is a movement. We’re building a community of people who are shaping their futures, unlocking their potential, and transforming their lives. Join us, and take the first step towards a brighter, more empowered future.
Visit Planning My Life, today.
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